21-Day Spending Challenge

Financial Legacy Academy Community

Why We Fast (Spiritual + Practical)

For 21 days, we pause non-essential spending to:

• Reset our money habits

 Grow financial discipline

 Invite God to teach us stewardship, contentment, and trust


We’ll also align spiritually — reading together, praying, and discussing how God is shaping our hearts as we change our spending.

📅 STARTS OCTOBER 5 — FREE

 

Sign Up Now

The Rules:

  • Spend only on essentials: housing, utilities, groceries, transportation, medication, insurance, and minimum debt payments

  • No shopping, eating out, or food delivery

  • No new subscriptions or upgrades

  • No credit card swipes — cash or debit only

  • Emergencies = health and safety only

The Journey

  • Day 0 – Kickoff: Build your needs-based budget and commit

  • Week 1: Cook at home, use your pantry, share daily wins & struggles in Family Meetups

  • Week 2: Double down — find strength in simpler living

  • Week 3: Finish strong, plan how you’ll use the money you’ve freed

  • Day 21 – Celebration: Tally your savings, share testimonies, and commit to next steps

Accountability Family Meetups

Daily Quick Check-In (inside Family Meetups)

Post one short line:
“Day X – Win: ___ | Struggle: ___”

Weekly Reflection (in Family Meetups)
Share:
  1. How much did you save this week?
  2. What was your hardest moment?
  3. What new habit or lesson will you carry forward?

Accountability is done through our FLA Family Meetups — encouraging, celebrating, and sharpening one another.

Spiritual Alignment Thursday Prayer & Discussion

We will gather on Thursdays at 6:00 AM (October 9, 16, 23) on Zoom for prayer, scripture reflection, and alignment.

Bible Plan

We will walk through Debt-Free Living (5 Days) by Crown Financial Ministries.

How we’ll use it:

  • Each person reads one day of the plan during the week.

During Thursday gatherings, we pray, reflect on what stood out, and ask: How is God calling me to live differently with money?

Reserve Your Spot Now!

The Reward

At the end of 21 days, your total saved money will be split:

  • 50% → Debt Elimination
  • 50% → S&P 500 Investing

This is how you free your future and build legacy simultaneously.

The Outcome

  • More cash in your pocket
  • Stronger financial discipline
  • A money mindset aligned with God’s Word
  • A community transformed financially and spiritually
CHALLENGE ACCEPTED!

Join us. Build legacy. Walk in faith.