21-Day Spending Challenge
Financial Legacy Academy Community
Why We Fast (Spiritual + Practical)
For 21 days, we pause non-essential spending to:
• Reset our money habits
• Grow financial discipline
• Invite God to teach us stewardship, contentment, and trust
We’ll also align spiritually — reading together, praying, and discussing how God is shaping our hearts as we change our spending.
📅 STARTS OCTOBER 5 — FREE
Sign Up Now
The Rules:
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Spend only on essentials: housing, utilities, groceries, transportation, medication, insurance, and minimum debt payments
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No shopping, eating out, or food delivery
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No new subscriptions or upgrades
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No credit card swipes — cash or debit only
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Emergencies = health and safety only
The Journey
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Day 0 – Kickoff: Build your needs-based budget and commit
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Week 1: Cook at home, use your pantry, share daily wins & struggles in Family Meetups
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Week 2: Double down — find strength in simpler living
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Week 3: Finish strong, plan how you’ll use the money you’ve freed
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Day 21 – Celebration: Tally your savings, share testimonies, and commit to next steps
Accountability → Family Meetups
Daily Quick Check-In (inside Family Meetups)
Post one short line:
“Day X – Win: ___ | Struggle: ___”
Weekly Reflection (in Family Meetups)
Share:
- How much did you save this week?
- What was your hardest moment?
- What new habit or lesson will you carry forward?
Accountability is done through our FLA Family Meetups — encouraging, celebrating, and sharpening one another.
Spiritual Alignment → Thursday Prayer & Discussion
We will gather on Thursdays at 6:00 AM (October 9, 16, 23) on Zoom for prayer, scripture reflection, and alignment.
Bible Plan
We will walk through Debt-Free Living (5 Days) by Crown Financial Ministries.
How we’ll use it:
- Each person reads one day of the plan during the week.
During Thursday gatherings, we pray, reflect on what stood out, and ask: How is God calling me to live differently with money?
Reserve Your Spot Now!The Reward
At the end of 21 days, your total saved money will be split:
- 50% → Debt Elimination
- 50% → S&P 500 Investing
This is how you free your future and build legacy simultaneously.
The Outcome
- More cash in your pocket
- Stronger financial discipline
- A money mindset aligned with God’s Word
- A community transformed financially and spiritually